Class Details

Pre-Retirement Planning Course Price: $1,095

Training promotions may be available, contact a training consultant at 240-667-7757 for more information!

Price Match Guarantee Phoenix TS

Pre-Retirement Planning Training Course Includes:

  • Class exercises in addition to training instruction
  • Courseware books, notepads, pens, highlighters and other materials
  • Course retake option
  • Full breakfast with variety of bagels, fruits, yogurt, doughnuts and juice
  • Tea, coffee, and soda available throughout the day
  • Freshly baked cookies every afternoon - *only at participating locations

Course Outline

Federal Employment Retirement Systems

  • FERS Eligibility For Retirement
  • FERS Computation of Annuity
  • FERS Creditable Civilian Service
  • FERS Creditable Military Service
  • Retirement Deductions Never Withheld
  • Making Payment to Get Credit for Service
  • FERS Survivor and Disability Benefits
  • FERS Annuity Supplement
  • Refund of FERS Retirement Contribution

Thrift Savings Plan

  • TSP and Your Retirement Package
  • Benefits of Participating
  • Earnings Potential of Your TSP Account
  • Eligibility
  • Rehired Employees
  • Investing Your TSP Account Contributions
  • TSP Funds Overview
  • Life Annuities
  • Making or Changing Your Contribution Allocation
  • Borrowing from your TSP
  • In - Service Withdrawal
  • Taxes, Special Considerations and Death Benefits

Social Security

  • Eligibility
  • Estimate Your Benefits
  • Applying
  • Considerations
  • Windfall Elimination Provision
  • Survivor Benefits
  • Working While Receiving Benefits
  • Government Pension Offset
  • Earnings Limitation
  • Taxation

Civil Service Retirement System (CSRS)

  • CSRS Eligibility for Retirement
  • CSRS Computation of Annuity
  • CSRS Creditable Civilian Service
  • CSRS Creditable Military Service
  • CSRS Survivor Benefits
  • CSRS Disability
  • Voluntary Contributions
  • FERS Annuity Supplement

Retirement Benefits

  • Federal Employees Health Benefits (FEHB) 
  • Federal Employees Dental and Vision Insurance Program
  • Flexible Spending Account (FSA)
  • Medicare
  • Disability
  • Survivor Benefits
  • Federal Employee's Group Life Insurance (FEGLI)
  • Annual and Sick Leave

Making The Transition

  • Creating Your Retirement Budget
  • Selecting a Retirement Date
  • Setting Retirement Goals
  • Applying for Retirement
  • Annuities
  • Phased Retirement
  • Finding Your Happiness in Retirement

Financial Planning

  • Overview
  • Hiring a Financial Planner
  • Employee Assistance Program (EAP)
  • Estate Planning
  • Wills
  • Trusts
  • Life Insurance
  • Tax Planning

Investing and Saving

  • The Rule of 72
  • The Power of Compund Interest
  • Asset Allocation
  • Diversification
  • Dollar Cost Averaging
  • Traditional IRA's and Roth IRA'S
  • Funding College Education
  • Investment Options
  • Alternative Investments

Managing Debt

  • Revolving Versus Installment Debt
  • Paying off Your Mortgage
  • Reverse Mortgage
  • Equity Lines of Credit
  • Consolidating Credit Cards
  • Credit Scores and Credit History

Your Action Plan

  • Assess Your Spending
  • Assess Your Debt
  • Assess Your Retirement Income
  • Compare Your Income and Expenses
  • Envision Your Retirement
  • Take Action on Your Retirement