Class Details

Price: $1,495

2-Day Course Includes:

  • Class exercises in addition to training instruction
  • Courseware books, notepads, pens, highlighters and other materials
  • Full breakfast with variety of bagels, fruits, yogurt, doughnuts and juice
  • Course retake option
  • Tea, coffee, and soda available throughout the day
  • Freshly baked cookies every afternoon - *only at participating locations

For group training options, call us at (240) 667-7757 or email promo@phoenixts.com.

Course Outline

Module 1: Federal Employees Retirement Systems (FERS)

  • FERS Elgibility for Retirement
  • FERS Computation of Annuity 
  • FERS Creditable Civilian Service
  • Retirement Deductions Never Withheld
  • Making Payment to Get Credit for Service
  • FERS Survivor Benefits
  • FERS Disablity Benefits 
  • FERS Annuity Supplement
  • Refund of FERS Retirement Contributions 

Module 2: Thrift Savings Plan ( TSP)

  • Overview 
  • TSP and Your Retirement Package
  • Benefits of Participating 
  • Earnings Potential of Your TSP Account 
  • Egibility 
  • Rehired Employees 
  • Investing Your TSP Account Contributions 
  • TSP Funds Overview 
  • Life Annuities 
  • Making or Changing Your Contribution Allocation
  • Borrowing from your TSP 
  • In- Service Withdrawl 
  • Additional Info for Service Members 
  • Taxes
  • Special Considerations 
  • Death Benefits 

Module 3:  Social Security 

  • Overview
  • Eligibility 
  • Estimate Your Benefits 
  • Applying 
  • Considerations 
  • Windfall Elimination Provision 
  • Survivors Benefits 
  • Working While Receiving Benefits
  • Goverment Pension Offset
  • Earnings Limitation
  • Taxation 

Module 4: Retirement Benefits 

  • Federal Employees Health Benefits (FEHB)
  • Federal Employees Dental and Vision Insurance Program 
  • Flexible Spending Account ( FSA)
  • Medicare 
  • Disability 
  • Survivor Benifits 
  • Federal Employees' Group Life Insurance ( FEGLI)
  • Federal Long Term Care Insurance ( FLTCIP) 
  • Annual and Sick Leave 
  • Resources 

Module 5: Making the Transition

  • Creating Your Retirement Budget
  • Selecting a Retirement Date
  • Applying for Retirement 
  • Annuities
  • Phased Retirment 
  • Finding Your Happiness in Retirement 

 Module 6: Financial Planning 

  • Financial Planning Overview 
  • Hiring a Financial Planner 
  • Employee Assistance Program (EAP)
  • Estate Planning 
  • Wills 
  • Trusts
  • Life Insurance 
  • Tax Planning 

Module 7: Investing and Saving 

  • The Rule of 72 
  • The Power of Compound Interest 
  • Asset Allocation 
  • Diversification
  • Dollar Cost Averaging 
  • Traditional IRA's and Roth IRA's
  • Funding College Education 
  • Investment Options 
  • Alternative Investments 
  • Tips and Tricks for Saving 
  • Short Term and Long Term Savings 

Module 8: Managing Debt

  • Revolving Versus Installment Debt
  • Paying Off Your Mortgage
  • Reverse Mortgages
  • Equity Lines of Credit
  • Consolidating Credit Cards
  • Credit Scores and Credit History

Module 9: Your Action Plan 

  • Asses Your Retirement 
  • Asses Your Spending 
  • Asses Your Debt 
  • Compare Your Income and Expenses 
  • Envision Your Retirement 
  • Take Action on Your Retirement 

 

Register for Class

Date Location
01/16/19 - 01/17/19, 2 days, 8:30AM – 4:00PM Columbia, MD Sold Out!
01/28/19 - 01/29/19, 2 days, 8:30AM – 4:30PM Ft. Meade, MD Sold Out!
02/12/19 - 02/13/19, 2 days, 8:30AM – 4:00PM Mechanicsburg, PA Sold Out!
02/13/19 - 02/14/19, 2 days, 8:30AM – 4:00PM Columbia, MD Sold Out!
02/14/19 - 02/15/19, 2 days, 8:30AM – 4:00PM Ogden, UT Sold Out!
02/21/19 - 02/22/19, 2 days, 8:30AM – 4:00PM Scott AFB, IL Sold Out!
02/26/19 - 02/27/19, 2 days, 8:30AM – 4:00PM Fort Huachuca, AZ Sold Out!
03/05/19 - 03/06/19, 2 days, 8:30AM – 4:00PM Columbus, OH Sold Out!
03/13/19 - 03/14/19, 2 days, 8:30AM – 4:00PM Chambersburg, PA Sold Out!
03/21/19 - 03/22/19, 2 days, 8:30AM – 4:00PM Columbia, MD Sold Out!
03/28/19 - 03/29/19, 2 days, 8:30AM – 4:00PM San Antonio Sold Out!